Utah Insurance Department Excess and Surplus Lines

Automobile Liability

Code Description
0111 Ambulance Services
0112 Bus or livery
01205 Butane, propane hauling
0132 Contingent truck liability
0133 Drive Away Coverage
0114 Driving school
0115 Excess limits
0116 Explosive hauling
0117 Go-carts/midget autos
0134 HAZMAT
0126 Home delivery (i.e. pizza)
0128 Long Haul Trucking Fleet/Non Fleet
0129 Non-owned auto and/or Hired auto - monoline
0118 Private patrol services
01204 Racing
01203 Rental - daily/short term/U-drive
0135 Repossessors
0121 Senior citizen transportation
0122 Taxicabs
01200 Tow truck operations
01201 Used automobile dealers
0136 Valet Service

Automobile Physical Damage

Code Description
0113 Butane, propane hauling
0137 Drive away coveage
0130 Fleet - monoline
0125 Logging trucks
0131 Long haul trucks Fleet/Non Fleet
0124 Motor homes - leased short term
0119 Racing
0120 Rental - daily/short term/U-drive
0127 Tow truck operations
0123 Used automobile dealers

Aviation Liability

Code Description
0201 Air ambulance
0202 Air meet liability
0203 Antique aircraft
0204 Balloon - hot air/gas
0205 Charter services
0206 Chemical spray and/or drift
0217 Drone/UAV-unmanned aerial (Drone)
0207 Excess limits
0208 Experimental aircraft
0209 Flight training
0210 Gliders - commercial
0211 Hangar-keepers legal liability
0212 Helicopters
0213 Parachute clubs and skydiving
0214 Racing
0215 Skyjack
0216 Slung cargo

Fire and Allied Lines

Code Description
0311 Amusement parks/carnivals
0310 Amusement rides/devices
0312 Bars/Taverns/private club
0335 Collection agency
0313 Difference-in-conditions - commercial risks
0314 Difference-in-conditions - personal risks
0315 Earthquake
0316 Explosive manufacturing/storage/sales
0323 Fraternity house
0324 Furniture repair/wood working operations
0317 Greenhouses - wind and hail
0318 Nuclear energy property
0325 Older buildings (built prior to 1980)
0319 Restaurants - without automatic fire suppression systems
0320 Sawmills
0321 Unprotected seasonal operations
0322 Vacant buildings

General Liability

Code Description
0401 Adult day care centers
0402 Air meets - spectator liability
0404 Amusement parks / Carnivals
0403 Amusement rides / Devices
0406 Animal Rides / Racing
0407 Applicators / Chemical
0408 Athletic Camps - Short term
0465 Automobile Wrecking yards
0409 Blasting Contractors
04027 Boiler installation & service
0410 Building demolitions
0411 Building moving
0467 Carriage rides (horse drawn)
0412 Child day care centers
0494 Collection agency
04019 Computer software development
0489 Courier service
0468 Crane rental
04020 Dance/gymnastics/studios
0413 Detective agencies (with firearms)
0414 Developmentally disabled day care centers
04028 Driving School
0464 Drug/alcohol rehabilitation - centers/programs
0415 Dude ranches
04035 EFIS Contractors
0495 Employment agencies - temporary
0416 Employment practices liability (discrimination/harassment/ADA violations/wrongful termination/sexual abuse) - monoline
0417 Environmental impairment - pollution
0418 Environmental remediation
0419 Excess limits
0420 Exhibitions / concerts
0421 Fairgrounds/Fairs
0423 Fire Suppresion / alarm systems - installation/service contractors
0422 Firearms liability - gun smithing
04022 Food Borne Illness
0469 Fraternities
04021 Freight forwarders
0431 Freight handlers (lumpers)
0424 Fuel tank testers
0470 Furniture repair/wood working operations
0498 Garbage Collection
0496 General Contracors (residential)
0471 Go cart tracks
04010 Gravel Pit/Quarries
0427 Group homes/Youth
04017 Gun Clubs/Hunting Liability
0444 Habitational (apartments, condominiums, residential) prior to 1980
0466 Habitational materials - manufacturers
0428 Health/exercise club/spa/fitness centers liability
04015 Home Health Care/Hospice Care
0482 Homeowners association (Developer controlled)
0472 Horse boarding/stables
0429 Horse shows
04026 Irrigation/water companies
0483 Karate school
0432 Liquor liability - monoline
0433 Loggers property damage liability
04030 Long Term Care Facility
0434 Mining-contractors
0490 Mobile home parks
0474 Motorized vehicle repair shops/Garage service risk
0435 New products general liability
0473 New ventures - no experience and no prior insurance
0497 Nursing homes
0436 Outfitters/guides/white water rafters
0430 Paint remediation/removal
0484 Pawn shop
0405 Pest Control, Anhydrous ammonia dealers/haulers/applicators
04036 Pet Rescue/Adoption
0437 Pollution/contamination
0438 Private investigators (with firearms)
04018 Products manufactured overseas
0488 Pushcart vendors
0439 Rafting - white water
0499 Railroad protective
0476 Real estate development/vacant land
0440 Recreational vehicles/ATVs/jet skis/snowmobiles/bicycles - daily rental
0477 Recycling centers
0478 Residential care facility/Retirement home
0441 Rodeos
0442 Roofers
04029 Scaffolding contractors
0443 Security guards (with firearms)
0479 Shooting ranges
0445 Skating rinks - roller/ice/skateboard/roller blade
04023 Slaughter Houses
0446 Slides - giant/super/mountain/water
0480 Snow removal (part-time independent contractors)
0447 Snow ski operations
04011 Special Events
0448 Spectator liability
04031 Steel Erectors
0449 Tanning salons
04013 Tattoo Parlors/Body Piercing
0485 Tavern/Bar/Private club
0486 Tire recapping
0463 Toy Mfg.
04014 Traffic Control/Barricades/Signals
0492 Tree trimming
0493 Truckers - monoline GL
0450 Tunneling
0451 Vacant buildings
0452 Welding operations - monoline
0475 Window washers

Inland Marine

Code Description
0338 Auto Haulers
0330 Boats/house boat - multiple owners
0331 Bridges
0337 Contingent cargo
0332 Jewelers block
0326 Mining and/or underground equipment
0336 Motor truck cargo – new venture/auto haulers
0327 Motorboats - high powered/high speed
0334 Riggers/on-hook
0328 Tunneling equipment
0339 Warehousemen's Legal
0329 Water pumping equipment - electrical/agricultural

Miscellaneous Special Lines

Code Description
0710 Asbestos - all coverages
0711 Explosive manufacturing/sales/storage/transport
0713 International exposures
0714 Kidnap/ransom
0715 Mortality - livestock and pets
0716 Oil and gas - all coverages
0717 Patent infringement
0712 Prize indemnification (i.e. hole-in-one insurance)
0719 Rain insurance
0720 Short term events
0721 Tenants discrimination liability
0723 Terrorism
0722 World Wide Major Medical

Personal Lines Coverages

Code Description
0610 Difference-in-conditions coverage - homeowners
0611 Dwelling fire - vacant/tenant occupied/over 25 years old
0612 Personal umbrella - excess of $5 million
0613 Recreational vehicles - excess limits
0614 Renters Insurance for Military Housing
0615 Three-wheel ATVs
0616 Unprotected Dwellings such as 8,9,&10 protection class

Products/Completed Operations

Code Description
0453 Aircraft and aircraft parts manufacturing
0454 Ammunition reloading
04086 Amusement rides/devices - manufacturing/ installation/repair
04032 Auto parts manufacturing
04024 Chemical manufacturing/sales
0455 Discontinued products
04025 Elevator Sales/Distribution or Installation
0456 Explosives manufacturing
04016 Fiberglass Products manufacturing
0400 Fitness/Health & exercise equipment
04085 Fuel tank testers
04082 Habitational materials - manufacturers
0457 Heavy equipment manufacturing/repair
0458 Infant furniture manufacturing
04033 Infant products mfg (other than clothes)
0459 Medical equipment/products manufacturing
04034 Nutraceuticls manufacturing
0460 Pharmaceutical manufacturers/distributors
0461 Playground equipment - manufacturing/installation/repair
0462 Product recall
04084 Roofers
04081 Tavern/Bar/Private club
04080 Tire recapping
04087 Tow Hitch Mfg
04083 Toy manufacturing
0487 Vitamin manufacturing/distribution
0501 Accountants - doing SEC work
0502 Actuaries
0503 Ambulance personnel/EMT - monoline
0543 Appraisers
0505 Auctioneers
0506 Blood/plasma banks
0507 Chiropodists/Podiatrists
0508 Chiropractors
0509 Clinical laboratories
0510 Collection for drug testing
0533 Computer consultants
0552 Computer Software Development contractors
0534 Counseling programs
0538 Cyber Liability
0511 Directors and officers liability
0513 Employment practices liability - monoline
0504 Engineers and architects
0514 Environmental consultants
0516 Foster care agencies
0541 Freight Forwarders
0517 Healing arts
0560 Health and Beauty
0518 Insurance agents and brokers
0519 Investment advisors
0535 Lawyers
0521 Medical labs/blood labs
0540 Medical Malpractice
0520 Midwives
0522 Mortgage brokers/bankers
0539 Nursing homes
0523 Police officers
0525 Property management
0524 Psychologists/sociologists/counselors
0526 Public officials
0537 Real estate agents
0527 Real estate appraisers
0528 Residential home inspectors
0529 Shelters - social service
0530 Social service agencies
0531 Surveyors
0512 Testing laboratories
0536 Title and escrow insurance agents
0542 Travel Agents
0532 X-ray specialists/technicians

Last revised on July 7th, 2017